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Commercial Underwriting Analyst

The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.
Primary Duties and Responsibilities (details of the basic job functions):
Reviews and analyzes internal/external investigations, inspections and/or statuses in order to ensure rating/premium value integrity to ensure meeting underwriting guidelines and corporate goals. Reviews information, initiates policy adjustments for commercial product line(s) and tabulates results. Compares the rating characteristics of specific accounts and formulates a course of action to ensure compliance with corporate underwriting rules and procedures. Provides advanced technical and product information in response to questions/inquiries. Attends training as required.
Corresponds and maintains professional relationships with agents and producers along with the ability to explain reasons for policy adjustments. Formulates a course of action to comply with commercial lines underwriting rules and procedures and compares rating characteristics for specific accounts to ensure compliance with existing eligibility and rating rules. Updates rating criteria on affected policies. May complete activity sheets to be used in compiling monthly reports and perform calculations of premiums recovered to ascertain impact of inappropriate ratings on company revenues.
Underwrites and processes renewals and endorsements within commercial underwriting analyst authority level. Work with underwriter, senior underwriter and/or supervisor if outside authority level.
Supervisory Responsibilities (briefly describe, if applicable, or indicate None):
None
Preferred Qualifications:
College level coursework in Business Administration or a related field
CPCU, IIA, CIC or other insurance related coursework.
Work Environment:
Works in a temperature-controlled office environment.
Required Qualifications (these are the minimum requirements to qualify):
Education (include minimum education and any licensing/certifications):
High School diploma or equivalent
Experience:
Two years insurance experience
Reviewing claims for possible changes in rating or acceptability status
Analyzing insurance needs and determining appropriate levels of coverage
Working with various commercial insurance product lines
Investigating and validating proper rating
Knowledge and Skills:
Company underwriting policies, procedures and practices
Inspection techniques related to commercial insurance
Communicating effectively with others
Presenting complex information in a clear and concise manner
Access and work with rate account information on computer terminal
Review new or renewal commercial insurance accounts to determine appropriate rating classifications
Work within a team environment
The Auto Club Group offers a competitive compensation and benefits package including a base salary with performance based incentives; medical/dental/vision insurance, 401(k), generous time off, a complimentary AAA Membership and much more!
Important Note: The above statements describe the principal and essential functions, but not all functions that may be inherent in the job. This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements.
The Auto Club Group, and all of its affiliated companies, is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status.



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